How to get a free bank account in Germany for Internet banking

June 5, 2009 by  

It is not so easy to open the right bank account free of charge on the Internet in Germany. The electronic banking suppliers have many different debit and credit interest rates and charges. The prices for bank accounts are dependent on monthly cash receipt and average account balance. It is possible to find a bank account for free, even if your monthly money influx is small. Here you can find a free comparison of German online banking vendors: Kostenloses Girokonto Online

Electronic banking offers you many important advantages:

By using online banking you can save time and money. You will not have to drive to your local bank and there is no more waiting at the desk until the bank clerk has time for you. With Internet banking you have the chance to manage your bank account from everywhere you want. It does not matter if you are at home, at work or on vacation. Before choosing your German online banking supplier it is very uesful to compare them. That can be done online on this site: kostenfreies Onlinekonto. The Internet is a great way to find the right online banking tools and services which exactly meet your personal needs, such as high interest rates for savings, low loan interest rates and bank accounts for free.

Modern electronic banking suppliers offer easy to manage admin panels. Everybody should be able to use them after a short learning period. Payment can be done much quicker than by visiting your local bank and giving them a paper sheet with your money transfer order. Online banking vendors can offer bank accounts free of charge because they have cost advantages compared to local physical banks with personal service. In the past German banks used to pay none or very poor interest rates for savings on current accounts. But now there are better conditions available. You can find current accounts with high interest rates for your savings. This is important for everybody who does not want to give the deposits to the banking company for free.

Comments

6 Responses to “How to get a free bank account in Germany for Internet banking”

  1. filipahler mcaide on April 15th, 2010 8:13 pm

    Depends on the job If you wear a lap dancer outfit & the interview is for bank clerk,it won't look good. And vice versa!

  2. dellarald feyton on May 12th, 2010 10:54 am

    I would maybe recommend something that is local and special to your region and area as a product.

    Like in Vermont I would bring Maple syrup and cheese. I could not bring Ben & Jerry's Ice cream of course lol.

    I find that getting something that is special to your area is always good especially if it can be used for smell, or eating, something that will also have some form of entertainment or value beyond dust collecting LOL.

    Have fun on your trip. I have even brought Hershey bars before because their chocolate IMO is better and I wanted to compare an average American chocolate bar versus a Milcka Shocolade bar.

    I am sure what ever you do will be excepted warmly.

  3. rahimoto tall on June 16th, 2010 6:09 am

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  4. starlight on September 25th, 2010 3:29 am

    forgive a rude question but what is this thing for £80 you must have right now – can't it wait till you have built some savings – what other things do you have to pay for out of your £250, like essentials?

    sorry to be boring but you must think carefully about what you really need

  5. Naijahotjobs on November 17th, 2010 6:14 am

    I like First Direct's online banking tools. No idea if they are a good (or even if they are a) business bank.

  6. remowlms on December 16th, 2010 7:52 pm

    The deposit that you made on Friday has not finished the clearing process and therefore that $200 is not available for you to spend.

    If you made the deposit before the cutoff time, then the deposit is considered a Friday deposit, but still takes 3 – 5 BUSINESS DAYS to clear. On top of that, Friday deposits do not start the clearing process until Monday. So, your deposit, as long as it was considered a Friday deposit, would be available at the earliest Wednesday.

    If you made the deposit after the cutoff time, then the deposit is considered a Monday deposit. It wll not start the clearing process until Tuesday and will be available at the earliest on Thursday.

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